Are You Getting All Of The Insurance Discounts You Deserve?

When it comes to automobile insurance, most insurers use a carrot and stick approach to premiums.  Insurance carriers reward good drivers for being safe and penalize those drivers that break the rules of the road.  Sadly, even the most responsible drivers are still not getting all of the discounts they deserve. 

So, what is a driver to do?  Pool all of your policies together and shop around.  A typical family household may have two or more drivers and a homeowner's insurance policy each with different carriers.  Most insurance companies will give multi-policy discounts.  These discounts can amount to hundreds of dollars or more per year in savings. 

Another popular reward is called a loyalty discount.  Many carriers will give you a discount for simply being a loyal policy holder.  If you don't see this discount on your auto policy, call and ask if they offer it.  Chances are that they do.  Finally, if you haven't had any accidents or tickets in the last five years or more you should see a safe driver discount.  The length of time required to be considered a safe driver varies between carriers as there is no set number.  If you don't see a safe driver discount on your policy, call your carrier and ask how you can qualify for their safe driver discount.

The good news is that these discounts can usually be combined to give you the lowest possible rates for car insurance.  We ask all of the right questions so you can get all of the discounts you deserve with a cheaper auto insurance policy at Discount Insurance Marketplace.