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New auto insurance policies will give low-mileage drivers a break

New auto insurance policies will give low-mileage drivers a break. 'Pay-as-you-drive' coverage, to be offered by two companies in California beginning in February, based rates on miles driven.  California motorists who spend little time on the road could pay significantly lower insurance premiums with new "pay-as-you-drive" auto policies starting in February.

Are You Getting All Of The Insurance Discounts You Deserve?

When it comes to automobile insurance, most insurers use a carrot and stick approach to premiums.  Insurance carriers reward good drivers for being safe and penalize those drivers that break the rules of the road.  Sadly, even the most responsible drivers are still not getting all of the discounts they deserve. 

So, what is a driver to do?  Pool all of your policies together and shop around.  A typical family household may have two or more drivers and a homeowner's insurance policy each with different carriers.  Most insurance companies will give multi-policy discounts.  These discounts can amount to hundreds of dollars or more per year in savings. 

Another popular reward is called a loyalty discount.  Many carriers will give you a discount for simply being a loyal policy holder.  If you don't see this discount on your auto policy, call and ask if they offer it.  Chances are that they do.  Finally, if you haven't had any accidents or tickets in the last five years or more you should see a safe driver discount.  The length of time required to be considered a safe driver varies between carriers as there is no set number.  If you don't see a safe driver discount on your policy, call your carrier and ask how you can qualify for their safe driver discount.

The good news is that these discounts can usually be combined to give you the lowest possible rates for car insurance.  We ask all of the right questions so you can get all of the discounts you deserve with a cheaper auto insurance policy at Discount Insurance Marketplace.

An Easy Way To Reduce Your Car Insurance Rates

A quick and easy way to save money is to reduce the amount you pay for car insurance. Aside from your monthly car payment, car insurance is probably your next biggest expense. By using reputable online insurance websites, you can obtain multiple instant online car insurance quotes from many different insurance companies. In just a few minutes you could be saving hundreds of dollars per year. Wouldn't you rather have the money in your pocket?

When considering which insurance websites to use, you will want to take into consideration whether or not they have pre-screened their insurance providers or if they are just submitting your information to random providers.  This is important because you want to be certain that the quote you are receiving is from a carrier that will provide excellent insurance at low rates. By doing this via the internet you save time and money. Some online websites will even provide you with a toll-free phone number to call in case you have any questions about the quote or the insurance.  I think this is a fantastic personal touch.  It usually takes about five minutes or so to complete a secured online quote and get your results.  You may be able to get multiple quotes instantly from insurance providers that want to compete for your business.  In just a few minutes, you will know precisely how much you will save.

If you haven't had a car insurance check-up in the past year you may be shocked to learn that you may be paying too much for insurance. Especially, if you haven't seen a drop in your premiums since your last renewal.

While millions of drivers shop online each year to save money on their vehicle insurance, many consumers renew their auto insurance without receiving competing quotes. With the number of online web sites available there is no reason not to get some quotes. It only takes a few minutes to see if you're current insurance carrier is giving you the best deal. That's why it is a great idea to get multiple insurance quotes annually. It's your money so why not keep as much of it as you can.

Get cheap auto insurance quotes at Discount Insurance Marketplace today.