Saturday, July 21, 2012

Your Neighbors Driving Habits Could Be Affecting Your Insurance Rates

You may not realize it, but your neighbors driving habits could be affecting your insurance premiums. Insurance carriers consider not only what you drive and how you drive, but also where you live. A portion of auto insurance premiums are based on your ZIP code. If you happen to live in a ZIP code with a high number of accidents or car thefts, expect to pay more.

Sometimes moving just a few blocks away can have a significant impact on your car insurance simply because that area is in a different ZIP code. Areas like Florida where there is a much larger number of fatal accidents per capita than in other states drives insurance premiums much higher. In fact, drivers in the Miami-Fort Lauderdale area, for example, pay more than twice as much for car insurance than drivers in Seattle.

It's important to note that all car accidents are preventable. Obeying traffic laws, making sure your car is in good working order and giving plenty of room between cars on the road will go a long way towards steering you away from trouble. Maintaining a safe driving record will ensure that you receive cheap auto insurance quotes in your location.


Related Story
 
The Worst Drivers Are Everywhere…..But Florida Wins. « CBS
boston.cbslocal.com4/22/12
I have the opportunity to drive through many states in the course of each year and it's really difficult to pick one area as having the worst drivers, but since you insisted......the winner is: Florida.......by far.

Wednesday, July 11, 2012

How Will The New Healthcare Law Affect You?

Whether you have health insurance or not, the sweeping healthcare law will affect every single American taxpayer. While the new law isn't perfect and it will probably be the single most expensive piece of legislation since Eisenhower created the Interstate road system, the law does have some interesting positive benefits as discussed in the following story.

 5 Basics for Defending Obamacare
At the root of the healthcare controversy are two different conceptions of America.